Linkz AI enginemarks wording written by AI. The numbers come straight from the data; the wording can be wrong, so check it against the table behind it.
Why GTV moved: the weekly bridge
Last week → new sellers → returning sellers → sellers who didn't sell → change from sellers active both weeks → this week (Rp bn)
Where to look nextLinkz AI engine
GTV by week: how much went through Linkz
Hover a point for its numbers. A dashed line and a shaded band are an estimate.
Share of GTV paid through Linkz (gateway payments plus financing)
Weekly trends (per metric)
Click a tile to open its trend in Explore & compare below. Table shows how the metric is derived and its values by week. To compare two metrics, pick Metric B in the panel or Shift-click a second tile. New = a metric today's dashboard doesn't have.
Week-by-week values
Week by week
Press ▸ on any week to see why GTV moved, who made it, how it was paid and what's coming in. Rows follow the week range above.
Read each row: in this week, GTV was this much (change), made by this many sellers; some started selling and some didn't; some were lost after 28 days without a sale; the top seller made this share; this much was paid through Linkz, earning Linkz about this much.
| How much | Who made it | How fragile | What earned Linkz money | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| ▸ | Week | GTV | Change | Active sellers | Started selling (new · returning) | Didn't sell this week | Lost (28 days without a sale) | Top-seller share | Paid through Linkz | Share paid | Linkz revenue (est.) |
- Sellers: businesses with ≥1 completed sale in IDR in the ISO week (Mon to Sun, Jakarta time), test businesses excluded. Seller letters are stable across weeks; the product shows names.
- Linkz revenue (estimate) is gross: gateway value × 1.99% card tariff + financing × 3% × Linkz 70%, before provider cost.
- The mockup holds W28 to W40 (13 weeks). In the product, "All" reaches back to 2025.
3 of 8 August sellers made no sale in September, but they carried 0.9% of August GTV
Since December the sellers who left were small, under 9% of the previous month's GTV. It has gone the other way before: one seller carrying about half of the month's GTV stopped after September 2025, and another after October 2025. With seller A at 83% of this week's GTV, concentration is the risk to watch.
Sellers coming and going, by week
Active sellers each week
Gained above the line, lost below
Monthly seller churn, and the GTV those sellers carried
Sellers with a sale last month and none this month (label: lost of last month's sellers)
GTV churn: last month's GTV made by the sellers who were lost (%)
How much of each week's GTV depends on one or two sellers
Seller watch list · W40
Read each row: this seller sold in this many of the last 8 weeks, made this much this week against last week, this share of GTV, last sold in this week, so the status is this.
| Seller | Weeks active (of 8) | GTV this week | GTV last week | Change | Share of GTV | Last sale (w/c) | Weeks since last sale | Status |
|---|
- Status: Growing ≥ +10% · Steady within ±10% · Down ≤ −10% · Quiet = no sale this week, within 28 days · Lost = 28+ days without a sale.
- Paid-through-Linkz % and financing use per seller are in the spec (table 9.6); not shown in the mockup.
What "churn" means on this page
| Name | Counts | W40 / Sep | Use it for |
|---|---|---|---|
| Didn't sell this week | Sold last week, no sale this week (a count) | 0 | This week's follow-up calls |
| Lost seller | No completed sale for 28 days | 1 this week | The churn event |
| Monthly seller churn | Sold last month, not this month ÷ sold last month | 3 of 8 | Trend, always with its base |
| GTV churn | Last month's GTV made by the lost sellers | 0.9% | What churn costs the North Star |
| Retired: weekly churn % | Invoiced last week, none this week ÷ invoiced last week (User KPI.xlsx) | 33% (3 of 9) | Measures skipped weeks: 61% came back within 4 weeks |
Linkz earned Rp 6.9 M from 7 loans in September
5 loans worth Rp 235 M are open, all due 9 to 27 Oct, none overdue. 90% of repaid loans came back on time. The funding position has not been updated since May, so headroom is unknown.
How much we lent each month
Disbursed principal, Rp M
What Linkz earned from it
Month by month
Read each row: in this month, these borrowers took these loans worth this much, at this fee, earning Linkz this much; VIMA's part; what was invoiced and received; what is still open.
| Who and how much | What it earned | Billed to VIMA | What is still out | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Month | Borrowers | Loans | Disbursed | Fee rate | Service fee | Linkz 70% | VIMA 30% | Invoiced | Received | Still open | Overdue | Status |
- Source: financing records in the production database (snapshot 9 Oct 2026), not the August spreadsheet. The old page still shows July loans as unpaid; they are repaid.
- Service fee uses the fee table: 2% until Dec 2025, 3% from Jan 2026. The old reconciliation used 3% for Oct to Nov 2025.
- Invoiced and Received: blank means not yet recorded in the database, not zero.